Are you a seasoned credit professional ready to lead in a rural banking environment? Sefwiman Rural Bank PLC is currently hiring a Head of Credit to oversee credit operations and ensure compliance with Ghanaian financial regulations.
Why This Head of Credit Role Matters
As the Head of Credit, you will play a critical role in evaluating credit proposals, identifying early warning signals, and ensuring regulatory compliance. This position demands strong analytical skills, in-depth knowledge of credit legislation, and practical experience with core banking systems like T24.
With Ghana’s financial sector evolving rapidly, rural banks like Sefwiman need competent credit leaders who can balance growth with risk management—making this an ideal opportunity for a results-oriented finance professional.
Key Responsibilities of the Head of Credit
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Evaluate and recommend credit proposals to the CEO and Board per internal policies and laws
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Monitor all credit facilities and report early warning signals
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Prepare and submit monthly and quarterly regulatory and prudential returns
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Carry out other duties as assigned by management
Qualifications and Experience Needed
To be considered for the Head of Credit role, candidates must meet the following criteria:
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A Master’s Degree in a business-related field from a recognised tertiary institution
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A minimum of 5 years’ experience working in a Head of Credit role
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Knowledge and working experience with T24 Core Banking Application
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Familiarity with relevant laws such as:
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Borrowers and Lenders Act, 2020 (Act 1052)
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Credit Reporting Act, 2007 (Act 726)
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Banks and Specialised Deposit-Taking Institutions Act, 2016 (Act 930)
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Proficiency in Microsoft Word, Excel, and PowerPoint
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Excellent analytical, report writing, and customer service skills
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High level of objectivity, independence, and integrity
Application Process
Location: Western North Region
Deadline: 22 August 2025
All applications should be addressed to:
The CEO
Sefwiman Rural Bank PLC
PMB, Bibiani
Send your CV and copies of relevant academic and professional certificates via email to:
FAQs – Sefwiman Rural Bank PLC Head of Credit Recruitment
Q: Is T24 Core Banking experience mandatory?
Yes, applicants must have hands-on experience with T24.
Q: Can I apply with only a Bachelor’s degree?
No. A minimum of a Master’s degree in a business-related discipline is required.
Q: Where is the job located?
The position is based in the Western North Region, Ghana.
Q: Is this a full-time position?
Yes, it is a senior full-time role.
Take the Next Step in Your Banking Career
If you’re a driven credit professional with a passion for financial compliance and leadership, this role offers a rewarding opportunity to make an impact in Ghana’s rural banking sector. Apply by 22 August 2025 to be considered.
Meta Description:
Apply for the Head of Credit role at Sefwiman Rural Bank PLC in Ghana’s Western North Region. Lead credit evaluations and ensure regulatory compliance.
