The National Health Insurance Scheme (NHIS) has announced a temporary removal of the mandatory one-month waiting period for new enrolments and late renewals.
This waiver, which runs from November to December 14, 2025, allows both new NHIS members and individuals renewing their membership after more than three months of expiry to enjoy instant access to healthcare services.
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NHIA Announces Temporary Waiver for New and Returning Members
The National Health Insurance Authority (NHIA) issued a public notice on November 14, 2025, confirming the introduction of this waiver as part of the ongoing NHIS Active Month campaign.
According to the notice, eligible members who register or renew their NHIS membership within this period will not be subjected to the standard 30-day waiting rule, which typically applies to new enrollees and those inactive for over three months.
The authority says this initiative is designed to:
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Encourage more Ghanaians to stay active on the scheme
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Remove barriers to timely healthcare
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Strengthen national health coverage
Who Qualifies for the NHIS Waiting Period Waiver?
The waiver applies to:
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New NHIS enrollees
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Returning members whose membership has expired for more than three months
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Anyone registering or renewing between November and December 14, 2025
Members in these categories will gain immediate access to NHIS-covered services.
How to Benefit: Step-by-Step Guide
If you want to take advantage of the waiver, follow these steps:
1. Visit the Nearest NHIS District Office
Carry your Ghana Card or previous NHIS card.
2. Register or Renew
Provide required personal details and complete biometric verification.
3. Pay the Applicable Premium and Processing Fees
Amount varies depending on your district or category.
4. Receive Instant Activation
Your NHIS status becomes active immediately—no waiting period.
5. Access NHIS Health Services Immediately
Visit any accredited facility nationwide.
Official Statement from NHIA
While the full statement was not reproduced in the notice, the NHIA emphasized in its public communication that:
“The waiver is part of the NHIS Active Month initiative, aimed at making it easier for members to remain active on the scheme and to expand access to healthcare services.”
Frequently Asked Questions (FAQs)
1. How long will the NHIS waiting period waiver last?
From November until December 14, 2025.
2. Does the waiver apply to all members?
No. It applies only to new members and renewals after three months of expiry.
3. Will I still pay the normal NHIS premiums?
Yes. The waiver covers the waiting period—not the fee.
4. Can I use my NHIS card immediately after renewal?
Yes. That is the purpose of the waiver.
5. Is the waiver nationwide?
Yes. It applies across all NHIS offices and accredited health facilities.
